Bakersfield home Mortgages
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Bakersfield Mortgage Lender
Welcome to Capital Home Mortgage Bakersfield, a trusted Bakersfield Mortgage Lender dedicated to providing homebuyers and homeowners Bakersfield Home Mortgages with competitive Bakersfield Mortgage Rates. Our commitment to outstanding customer service ensures a smooth, stress-free experience for your Bakersfield Home Loan. We sincerely appreciate the opportunity to earn your business. We understand that buying a home is one of the most important decisions in life, which is why we offer dedicated points of contact throughout the entire mortgage process. This personalized approach helps ensure a seamless, on-time closing, so you can focus on the excitement of purchasing your new home, not the stress.
As a direct mortgage lender, Capital Home Mortgage Bakersfield manages the entire lending process from start to finish. With in-house processing and underwriting, we provide quick, common-sense approvals and timely closings.
Give us a call today at (888) 620-7744 to speak with one of our knowledgeable Bakersfield Loan Officers and get started on your path to homeownership!
Bakersfield Home Loans
Capital Home Mortgage Bakersfield is a full-service Bakersfield Mortgage Company that offers a complete line of Bakersfield home loans with Low Bakersfield Mortgage Rates to meet all Bakersfield Residents lending needs: Bakersfield Purchase Loans, Bakersfield Rate and Term Refinance Loans, Bakersfield Cash Out Loans, as well as, Bakersfield Reverse Mortgages.
Bakersfield Government Backed Loans
Capital Home Mortgage Bakersfield is a full-service Bakersfield Mortgage Lender that offers a complete line of “Government Backed” Bakersfield Home Loans to meet Bakersfield Residents lending needs: Bakersfield FHA Loans, Bakersfield VA Loans, Bakersfield USDA Loans and Bakersfield Native American Loans.
Bakersfield Mortgage Loans
Capital Home Mortgage Bakersfield is a full-service Bakersfield Mortgage Company that offers a complete line of Bakersfield traditional and non traditional home loans to meet all Bakersfield Residents lending needs: Bakersfield Conventional Home Loans, Bakersfield Non Qualified Home Loans, Bakersfield Manufactured Home Loans and Bakersfield Chattel Home Loans.
Bakersfield Construction Home Loans
Capital Home Mortgage Bakersfield is a full-service Bakersfield Construction Mortgage Lender that offers a complete line of Bakersfield Construction Home Loans to meet all Bakersfield Residents lending needs: Bakersfield Construction Home Loans, Bakersfield Renovation Home, Bakersfield Manufactured Home, and Bakersfield Disaster Relief Home Loans.
Bakersfield Real Estate Market
The Bakersfield real estate market continues to see steady growth, driven by its affordability compared to other California cities.
Home Prices
- As of late 2024, the median listing price for homes is approximately $417,900, reflecting an 8.5% increase year-over-year. The median sold price is slightly lower, at $390,000
Market Competitiveness
- The market is considered balanced, with homes spending an average of 37 days on the market. Properties typically sell near their listing price, indicating strong buyer demand
Inventory and Sales Volume
- Inventory levels are stable, supporting a balanced market.
- This benefits both buyers and sellers by maintaining reasonable price competition without sharp fluctuations.
- Bakersfield’s affordability and strong rental market make it attractive for first-time homebuyers and investors.
- Neighborhoods offer a range of options, from budget-friendly starter homes to luxury properties in gated communities.
- The region’s proximity to major employment centers and its lower cost of living compared to coastal cities continue to attract new residents.
Neighborhood Insights
- Seven Oaks: Known for upscale homes and family-friendly amenities.
- Laurelglen: Offers a mix of affordable and mid-tier homes.
- Oleander-Sunset: A historic area with character-rich homes.
Bakersfield, California offers several Down Payment Assistance (DPA) programs to help prospective homebuyers achieve their dreams of homeownership.
Why Bakersfield is Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Competitive Rates & Low Fees
Direct Lender with Competitive Rates & Fees
Exceptional Service
7 Day a Week Support Application to Funding
