Bakersfield Home Mortgages

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Bakersfield Home Loans

Welcome to Capital Home Mortgage Bakersfield, a trusted Bakersfield Mortgage Lender dedicated to providing homebuyers and homeowners Bakersfield Home Mortgages with competitive Bakersfield Mortgage Rates. Our commitment to outstanding customer service ensures a smooth, stress-free experience for your Bakersfield Home Loan. We sincerely appreciate the opportunity to earn your business. We understand that buying a home is one of the most important decisions in life, which is why we offer dedicated points of contact throughout the entire mortgage process. This personalized approach helps ensure a seamless, on-time closing, so you can focus on the excitement of purchasing your new home, not the stress.

As a direct mortgage lender, Capital Home Mortgage Bakersfield manages the entire lending process from start to finish. With in-house processing and underwriting, we provide quick, common-sense approvals and timely closings.

Give us a call today at (888) 620-7744 to speak with one of our knowledgeable Bakersfield Loan Officers and get started on your path to homeownership!

Bakerfield Mortgage Rates

Bakersfield Loans

Capital Home Mortgage Bakersfield is a full-service Bakersfield Mortgage Company that offers a complete line of home loans to meet all Bakersfield Residents lending needs: Bakersfield Purchase Loans, Bakersfield Rate and Term Refinance Loans, Bakersfield Cash Out Loans, as well as, Bakersfield Reverse Home Loans.

Bakersfield Purchase Home Mortgages

Bakersfield Refinance Home Mortgages

Bakersfield Cash Out Home Mortgages

Bakersfield Reverse Home Mortgages

Bakersfield Government Backed Loans

Capital Home Mortgage Bakersfield is a full-service California Mortgage Lender that offers a complete line of “Government Backed” mortgage loans to meet Bakersfield Residents lending needs: Bakersfield FHA Home Loans, Bakersfield VA Home Loans, California USDA Loans and Bakersfield Native American Loans.

Bakersfield FHA Home Mortgages

Bakersfield VA Home Mortgages

Bakersfield USDA Home Mortgages

Bakersfield Native American Home Mortgages

Bakersfield Mortgage Loans

Capital Home Mortgage Bakersfield is a full-service Bakersfield Mortgage Company that offers a complete line of Bakersfield traditional and non traditional home loans to meet all Bakersfield Residents lending needs: Bakersfield Conventional Home Loans, Bakersfield Jumbo Home Loans, Bakersfield Non Qualified Home Loans, and Bakersfield Manufactured Chattel Home Loans.

Bakersfield Conventional Mortgages

Bakersfield Jumbo Mortgages

Bakersfield Non Qualified Mortgages

Bakersfield Chattel Mortgages

Bakersfield Construction Loans

Capital Home Mortgage Bakersfield is a full-service Bakersfield Construction Mortgage Lender that offers a complete line of Bakersfield Construction Home Loans to meet all Bakersfield Residents lending needs: Bakersfield Construction Home LoansBakersfield Renovation Home Loans, Bakersfield Manufactured Home Loans, anBakersfield Disaster Relief Home Loans.

Bakersfield Construction Mortgages

Bakersfield Renovation Mortgages

Bakersfield Manufactured Mortgages

Bakersfield Disaster Relief Mortgages

Bakersfield Real Estate Market

The Bakersfield real estate market continues to see steady growth, driven by its affordability compared to other California cities.

Home Prices
  • As of late 2024, the median listing price for homes is approximately $417,900, reflecting an 8.5% increase year-over-year. The median sold price is slightly lower, at $390,000
Market Competitiveness
  • The market is considered balanced, with homes spending an average of 37 days on the market. Properties typically sell near their listing price, indicating strong buyer demand
Inventory and Sales Volume
  • Inventory levels are stable, supporting a balanced market. 
    • This benefits both buyers and sellers by maintaining reasonable price competition without sharp fluctuations.
  • Bakersfield’s affordability and strong rental market make it attractive for first-time homebuyers and investors.
  • Neighborhoods offer a range of options, from budget-friendly starter homes to luxury properties in gated communities.
  • The region’s proximity to major employment centers and its lower cost of living compared to coastal cities continue to attract new residents.
Neighborhood Insights
  • Seven Oaks: Known for upscale homes and family-friendly amenities.
  • Laurelglen: Offers a mix of affordable and mid-tier homes.
  • Oleander-Sunset: A historic area with character-rich homes.

Bakersfield, California offers several Down Payment Assistance (DPA) programs to help prospective homebuyers achieve their dreams of homeownership.

Why Bakersfield is Choosing Capital Home Mortgage
Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Fees

Exceptional Service

7  Day a Week Support Application to Funding

California Mortgage Team

Dale-Gremillion

Dale Gremillion

Sr Loan Officer
NMLS #210325
Conor-Hayhurst

Conor Hayhurst

Branch Manager
NMLS #743506
Shawna Johnson

Shawna Johnson

Manu / Reno / OTC
NMLS #1631859

Bakersfield Mortgage Company Reviews

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