Refinancing

A Practical Guide to Comparing Cash Out Refinance Options

Dale Gremillion / August 24, 2026 / Refinancing

Compare cash out refinance options, LTV limits, and hidden costs. Learn how to extract equity with this practical guide.

A Practical Guide to Comparing Cash Out Refinance Options Read More »

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3000 Lava Ridge Court, Suite 200, Roseville, CA 95661
INFO@CAPITALHOMEMORTGAGE.COM

Capital Home Mortgage is Powered by American Pacific Mortgage Corporation NMLS #1850 | www.nmlsconsumeraccess.org | Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Not all branches or MLO’s are licensed in all states.

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*Rates Assumptions

* Rates are subject to change without notice.
* Annual Percentage Rate (APR) calculations assume a detached, owner-occupied primary residence; a loan-to-value ratio of 95%, a minimum FICO score of 740; and a loan amount of $350,000 unless otherwise specified. Note USDA and VA can be 100% and FHA 96.5%

Rates may be higher for loan amounts under $400,000 and lower credit scores. Please call for details.

* Closing Costs assume that the borrower will escrow monthly property tax and insurance.
* Subject to underwriter approval; not all applicants will be approved.
* Assumes – 30 Day Rate Lock.
* Rates based on California property.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply
* Assumes 1.00% Origination