Long Beach Home Mortgages
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Long Beach Mortgage Lender
Welcome to Capital Home Mortgage Long Beach, a trusted Long Beach Mortgage Lender dedicated to providing homebuyers and homeowners Long Beach Home Mortgages with competitive Long Beach Mortgage Rates. Our commitment to outstanding customer service ensures a smooth, stress-free experience for your Long Beach Home Loan. We sincerely appreciate the opportunity to earn your business. We understand that buying a home is one of the most important decisions in life, which is why we offer dedicated points of contact throughout the entire mortgage process. This personalized approach helps ensure a seamless, on-time closing, so you can focus on the excitement of purchasing your new home, not the stress.
As a direct mortgage lender, Capital Home Mortgage Bakersfield manages the entire lending process from start to finish. With in-house processing and underwriting, we provide quick, common-sense approvals and timely closings.
Give us a call today at (888) 620-7744 to speak with one of our knowledgeable Long Beach Loan Officers and get started on your path to homeownership!
Long Beach Loans
Capital Home Mortgage Long Beach is a full-service Long Beach Mortgage Company that offers a complete line of home loans to meet all Long Beach Residents lending needs: Long Beach Purchase Loans, Long Beach Renovation Loans, Long Beach Rate and Term Refinance Loans, Long Beach Cash Out Loans, as well as, Long Beach Reverse Mortgages.
Long Beach Government Backed Loans
Capital Home Mortgage Long Beach is a full-service Long Beach Mortgage Lender that offers a complete line of “Government Backed” Long Beach Home Loans to meet Long Beach Residents lending needs: Long Beach FHA, Long Beach VA, Long Beach USDA Loans and Long Beach Native American Loans.
Long Beach Mortgage Loans
Capital Home Mortgage Long Beach is a full-service Long Beach Mortgage Company that offers a complete line of Long Beach traditional and non traditional home loans to meet all Long Beach Residents lending needs: Long Beach Conventional Home Loans, Long Beach Non Qualified Home Mortgages, Long Beach Reverse Home Loans and Long Beach Manufactured Chattel Home Loans.
Long Beach Construction Loans
Capital Home Mortgage Long Beach is a full-service Long Beach Construction Mortgage Lender that offers a complete line of Long Beach Construction Home Loans to meet all Long Beach Residents lending needs: Long Beach Construction Home Loans, Long Beach Renovation Home Loans, Long Beach Manufactured Home Loans, and Long Beach Disaster Relief Home Loans.
Long Beach Real Estate Market
The Long Beach real estate market, as of late 2024, is demonstrating mixed trends, reflecting its position as a desirable coastal community within the Long Beach area. Here’s an overview:
Market Overview
- Home Prices:
- The median home price in Long Beach is $815,000, a slight year-over-year increase of 0.6%, signaling slower price growth compared to previous years of double-digit increases. The price per square foot also rose by 4.1%, reaching $642.
- Market Activity:
- Homes are taking longer to sell, with an average of 46 days on the market compared to 37 days last year. However, sales activity remains robust, with October 2024 showing a 33.1% increase in homes sold compared to the same period in 2023.
- Market Balance:
- The market is transitioning from a strong seller’s market toward a more balanced state. This is evidenced by increased inventory and slightly longer sales timelines, giving buyers more time to negotiate.
Factors Influencing the Market
- Demand: Long Beach remains attractive due to its coastal location, job opportunities, and amenities like vibrant neighborhoods and cultural diversity.
- Interest Rates: Higher interest rates have made affordability a significant factor, influencing buyer behavior and cooling the rapid pace of market activity seen in prior years.
Opportunities for Buyers and Sellers
- For Buyers: More negotiating power and slightly less competition make this a favorable time to explore options.
- For Sellers: Strategic pricing is essential to attract offers in this cooling market, but strong demand ensures continued profitability.
The Long Beach real estate market remains dynamic, influenced by broader economic factors, making it a good area for both investment and homeownership
Why Long Beach is Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Low Rates & Low Fees
Direct Lender with Competitive Rates & Fees
Exceptional Service
7 Day a Week Support Application to Funding