Sacramento Home Mortgages
Your Trusted Sacramento Mortgage Lender
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Sacramento Mortgage Lender
Welcome to Capital Home Mortgage Sacramento, a trusted Sacramento Mortgage Lender dedicated to providing homebuyers and homeowners with competitive Sacramento Mortgage Rates and low fees. Our commitment to outstanding customer service ensures a smooth, stress-free experience.
We sincerely appreciate the opportunity to earn your business. We understand that buying a home is one of the most important decisions in life, which is why we offer dedicated points of contact throughout the entire mortgage process. This personalized approach helps ensure a seamless, on-time closing, so you can focus on the excitement of purchasing your new home, not the stress.
As a direct Sacramento Mortgage Company, Capital Home Mortgage Sacramento manages the entire lending process from start to finish. With in-house processing and underwriting, we provide quick, common-sense approvals and timely closings.
Give us a call today at (888) 620-7744 to speak with one of our knowledgeable Sacramento Loan Officers and get started on your path to homeownership!
Sacramento Home Loans
Capital Home Mortgage Sacramento is a full-service Sacramento Mortgage Company that offers a complete line of Sacramento home loans with Low Sacramento Mortgage Rates to meet all Sacramento Residents lending needs: Sacramento Purchase Loans, Sacramento Rate and Term Refinance Loans, Sacramento Cash Out Loans, as well as, Sacramento Reverse Mortgages.
Sacramento Government Backed Loans
Capital Home Mortgage Sacramento is a full-service Sacramento Mortgage Lender that offers a complete line of “Government Backed” Sacramento Home Loans to meet Sacramento Residents lending needs: Sacramento FHA Loans, Sacramento VA Loans, California USDA Loans and Sacramento Native American Loans.
Sacramento Mortgage Loans
Capital Home Mortgage Sacramento is a full-service Sacramento Mortgage Company that offers a complete line of Sacramento traditional and non traditional home loans to meet all Sacramento Residents lending needs: Sacramento Conventional Home Loans, Sacramento Non Qualified Home Loans, Sacramento Manufactured Home Loans and Sacramento Chattel Home Loans.
Sacramento Construction Home Loans
Capital Home Mortgage Sacramento is a full-service Sacramento Construction Mortgage Lender that offers a complete line of Sacramento Construction Home Loans to meet all Sacramento Residents lending needs: Sacramento Construction Home Loans, Sacramento Renovation Home, Sacramento Manufactured Home, and Sacramento Disaster Relief Home Loans.
Sacramento Real Estate Market
Home Prices
- Median Sale Price: Approximately $480,000, reflecting a 2.6% decrease compared to the same period last year.
- Median Listing Price: Around $475,000, showing stability with no significant change year-over-year.
- Median Price per Square Foot: Approximately $329.
Market Competitiveness
- Market Status: The Sacramento housing market remains very competitive, with homes typically receiving multiple offers
- Average Days on Market: Homes are selling in about 22 days, a slight increase from 19 days in the previous year.
- Sale-to-List Price Ratio: Homes are selling for approximately 100.2% of their listing price, indicating that properties are generally selling at or slightly above asking prices.
Inventory and Sales Volume
- Inventory and Sales Volume:
- Homes Sold: In November 2024, 278 homes were sold, representing a 3.1% decrease from the same period last year.
Inventory Levels: The number of homes for sale has increased by 65.6% compared to the previous year, suggesting a shift towards a more balanced market.
Neighborhood Insights
- East Sacramento: One of the most expensive neighborhoods, with a median listing price of $850,000.
East del Paso Heights: Among the more affordable neighborhoods, with a median listing price of $332,400.
Why Sacramento is Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Competitive Rates & Low Fees
Direct Lender with Competitive Rates & Fees
Exceptional Service
7 Day a Week Support Application to Funding
