Santa Ana Down Payment Assistance
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Santa Ana First-Time Homebuyer Program
Capital Home Mortgage Santa Ana is a Santa Ana Down Payment Assistance Program Lender offering Santa Ana My First Home Program that assists potential homebuyers with funding for down payments and closing costs. As a direct Santa Ana Mortgage Lender, Capital Home Mortgage manages the entire lending process from start to finish. With in-house processing and underwriting, we provide quick, common-sense approvals and timely closings making the process of purchasing a home stress free.
Give us a call today at (888) 620-7744 to speak with one of our knowledgeable Santa Ana Loan Officers and get started on your path to homeownership!
Santa Ana Down Payment Assistance Mortgage Program
My First Home Program
- Assistance Amount: Up to $120,000 for low-income households and up to $80,000 for moderate-income households.
- Terms: 0% interest deferred payment loans, funded through the city’s Inclusionary Housing Fund.
- Eligibility:
- Must be a first-time homebuyer or not have owned a home in the last three years.
- Must work or reside in Santa Ana for at least six months prior to application.
- Household income must not exceed specified limits based on size.
- Completion of an 8-hour homebuyer counseling program is required.
- Must contribute at least 3% of the purchase price from personal funds.
Special incentives include loan forgiveness for U.S. veterans or active-duty military and recent college or trade school graduates from Santa Ana high schools. Additionally, the program prioritizes residents and workers within Santa Ana. For more details, visit the City of Santa Ana Housing Division.
Santa Ana Mortgage Team
Why Santa Ana is Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Low Rates & Low Fees
Direct Lender with Competitive Rates & Fees
Exceptional Service
7 Day a Week Support Application to Funding
Santa Ana Mortgage Company Reviews
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